A better conversation uncovers the opportunities that can lead to a better plan and a life better than ever imagined. It's what an advisor is there for. And it's why Northwestern Mutual does what they have been doing for years. As a mutual company, people are their DNA. They don't have shareholders, so instead of reporting to Wall Street, they give their policyowners governance rights. And since their company belongs to them, their profits go to them in the form of dividends. Not only is Northwestern Mutual's dividend payout larger than their two closest competitors combined, they have paid them every year since 1872. So when they do well, people do well, too.